Erase your financial fears – not your vacation

Gas prices are going up, the economy is coming down – and you’re worried. Maybe even worried enough to erase this year’s vacation from your family agenda. Your concern is natural but with the right plans in place, you can still enjoy an affordable holiday and long-term financial health. Here’s how. Read more

The RRSP Homebuyers Plan - yes or no?

Yes, it is possible to use money from an existing Registered Retirement Savings Plan (RRSP) to help finance the cost of a new home - but should you? Here’s some important information to help you make the most informed decision.
The Home Buyers Plan ( HBP ) is an opportunity for first-time homebuyers to take an interest-free loan of up to $20,000 ($40,000 for a couple) from existing RRSPs to purchase or construct a home. Read more

Retiring to the cottage - right for you?

Each year, more and more Canadians are fulfilling a long held dream by retiring to cottage country. But taking up permanent residence at your cottage is a life transition that needs to be carefully considered - from both financial and lifestyle points of view. Here are a few factors to consider. Read more